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About This Home

$$ BEST DEAL IN TOWN $15,000.00 SELLERS CREDIT TO THE BUYER WITH FULL PRICE OFFER AT CLOSING$$$Beautiful Cutler Bay home offering exceptional peace of mind with a metal roof only 2 years old, all impact windows and doors including the garage door installed about 7 years ago, The AC unit only 4 year old updated electric panels inside and out completed about 2 years ago, a newer water heater, and ceramic tile throughout for a clean, elegant, and low maintenance finish. Perfectly positioned in a highly desirable Cutler Bay location near major expressways, shopping, dining, parks, schools, and everyday conveniences, this property enjoys the benefit of a growing and well connected community with strong neighborhood appeal. The home combines quality upgrades, practical features, and an excellent location, creating a move in ready opportunity that delivers comfort, convenience, and lasting value. This home is in move in codition!!!!!!!!!!!!!

Facts & Features

56 details
Overview
Price / Sq Ft
$387
List Price
$645,000
Bedrooms
4
Bathrooms
2
Full Baths
2
Total Rooms
1
Living Area
1,665 sq ft
Lot Size
6,098 sq ft
Year Built
1988
Stories
1
Property Type
Residential
Sub-Type
Single Family Residence
Standout Features
55+ CommunityCity SewerCity WaterFenced YardHurricane ProtectionImpact WindowsMetal RoofMove-In ReadyNew Water Heater
Interior Features
Cooling
Ceiling Fan(s)Central AirElectric
Heating
CentralElectric
Flooring
Ceramic Tile
Interior Features
Other
Appliances
DishwasherDryerElectric RangeRefrigerator
Exterior & Construction
Direction Faces
North
Zoning
0100
Construction
CBS
Roof
Metal
Fencing
Fenced
View
Garden
Parking & Garage
Garage Spaces
1
Parking Features
Driveway
Community & HOA
Age Restricted (55+)
Yes
HOA
Yes
HOA Fee
$117
HOA Fee Frequency
Monthly
Community Amenities
Maintained Community
Utilities & Green Energy
Water Source
Public
Sewer
Public Sewer
Location & Schools
Address
8514 SW 209th Lane, Cutler Bay, FL 33189
City
Cutler Bay
County
Miami-Dade
Zip Code
33189
Subdivision
CENTENNIAL SEC 1
Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge
State
FL
Financial & Tax
Annual Tax
$1,672
Parcel Number
3660100190160
Listing & MLS
MLS #
A12058107
Listing Agent
Moises Saca
Listing Office
Best American Realty Corp
Listing Updated
Jul 24, 2026
Additional Details
Levels
One
Postal Code Plus4
3310
Mls Area Major
2600
Lot Size Area
6,097
Photos Count
32
Property Type Label
Residential
Permit Internet
Yes
Is New Listing
Yes

Monthly Cost

$3,840/mo

Estimated with 20% down ($129,000), 30-yr fixed at 6.5%

Principal & interest
$3,261
Property taxes
$139
Home insurance
$323
HOA
$117
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Dr. Edward L. Whigham

Middle / Jr High

Cutler Bay Middle

High School

Miami Southridge

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

8514 SW 209th Lane, Cutler Bay, FL 33189

Cutler Bay, FL 33189

CENTENNIAL SEC 1

4
Beds
2
Baths
1.7K
Sq Ft
1-Car Garage

HOA

$117 / Monthly

Listed by

Moises Saca

Best American Realty Corp

MLS #A12058107. Information deemed reliable but not guaranteed. Listing information last updated Jul 24, 2026.

Estimate Your Payment

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Down Payment20% ($129,000)
Loan Term
Interest Rate6.500%
Est. monthly payment$3,840
Principal & interest
$3,261
Property taxes
$139
Home insurance
$323
HOA
$117
Loan amount
$516,000

Taxes based on the latest county tax bill ($1,672/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.