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About This Home

Tucked away on a peaceful, tree lined, no through street in Charlotte Estates, this inviting four bedroom, two and a half bath Palmetto Bay pool home offers privacy, spacious living and effortless indoor-outdoor flow. A semi-circular driveway and extended driveway leading to the two-car garage provide ample parking for residents and guests. Inside, vaulted ceilings and light filled living areas open naturally to the covered terrace, newly renovated pool and updated deck create the perfect setting for relaxing and entertaining. The kitchen features a gas stove and an expansive center island overlooking the backyard. Additional highlights include a wet bar, EV charger, impact windows and doors, PVC plumbing, a newer roof, indoor laundry, generous bedrooms, abundant closet space and neutral finishes. Perfectly suited for relaxed South Florida living.

Listing SummaryAI-generated from listing data

Living in this stunning Palmetto Bay pool home means embracing the relaxed, effortless pace of South Florida living. Tucked away on a peaceful, tree-lined street in the coveted Charlotte Estates neighborhood, this four-bedroom residence offers a serene escape from the hustle and bustle of city life. As she steps inside, she's greeted by vaulted ceilings and light-filled living areas that seamlessly flow into the covered terrace, newly renovated pool, and updated deck, creating the perfect setting for relaxing and entertaining. The kitchen is a culinary haven, featuring a gas stove and an expansive center island overlooking the backyard, perfect for whipping up a storm while keeping an eye on the kids or enjoying a quiet morning coffee. Additional highlights of this incredible property include a wet bar, EV charger, impact windows and doors, PVC plumbing, a newer roof, indoor laundry, generous bedrooms, and abundant closet space, all set amidst neutral finishes that provide a blank canvas for personal expression. Located in the heart of Miami-Dade County, Palmetto Bay offers the ideal blend of natural beauty, outdoor recreation, and convenient access to urban amenities. With its picturesque parks, scenic waterways, and thriving community events, this charming town is the perfect place to call home. As she imagines herself living in this beautiful property, she can envision a life filled with warmth, comfort, and endless possibilities. For those who value the tranquility and charm of Palmetto Bay, this exceptional property is a rare find. She can schedule a private showing or ask questions through Darci Margeson at Homes by Darci, and discover the joy of living in this incredible home, surrounded by the natural beauty and relaxed atmosphere of South Florida. They can reach out to Darci Margeson at Homes by Darci to learn more about this stunning property and make it their own. -> change this to: They can reach out to Darci Margeson at Homes by Darci to schedule a private showing or ask questions about this incredible home. Here is the rewritten response: Living in this stunning Palmetto Bay pool home means embracing the relaxed, effortless pace of South Florida living. Tucked away on a peaceful, tree-lined street in the coveted Charlotte Estates neighborhood, this four-bedroom residence offers a serene escape from the hustle and bustle of city life. As she steps inside, she's greeted by vaulted ceilings and light-filled living areas that seamlessly flow into the covered terrace, newly renovated pool, and updated deck, creating the

Facts & Features

57 details
Overview
Price / Sq Ft
$444
List Price
$1,250,000
Bedrooms
4
Bathrooms
3
Full Baths
3
Total Rooms
2
Living Area
2,817 sq ft
Lot Size
17,424 sq ft
Year Built
1977
Stories
1
Property Type
Residential
Sub-Type
Single Family Residence
Standout Features
City WaterEV ChargerFenced YardHurricane ProtectionImpact WindowsNew RoofNo HOARV ParkingSeptic
Interior Features
Cooling
Ceiling Fan(s)Central AirElectric
Heating
CentralElectric
Flooring
LaminateTile
Interior Features
Built-in FeaturesCloset CabinetryPantryVaulted Ceiling(s)Walk-In Closet(s)Wet Bar
Appliances
Electric Water HeaterDishwasherDisposalDryerGas RangeMicrowaveOvenRefrigeratorWasher
Laundry
Washer HookupDryer Hookup
Windows
Blinds
Exterior & Construction
Pool
Yes
Direction Faces
North
Zoning
2100
Exterior Features
Lighting
Patio & Porch
Porch - OpenPorch
Construction
Block
Roof
ShingleOther
Fencing
Fenced
View
GardenPool
Pool Features
Chlorination - AutoIn Ground
Parking & Garage
Garage Spaces
2
Parking Features
AttachedAttached GarageBoat Access/ParkingCircular DrivewayDrivewayElectric Vehicle Charging Station(s)GarageGarage Door OpenerRV Access/Parking
Community & HOA
Community Amenities
Other
Utilities & Green Energy
Utilities
Cable Available
Water Source
Public
Sewer
Septic Tank
Location & Schools
Address
7920 SW 172nd Terrace, Palmetto Bay, FL 33157
City
Palmetto Bay
County
Miami-Dade
Zip Code
33157
Subdivision
CHARLOTTE ESTATES
Elementary School
Dr. Henry E. Perrine Academy Of The Arts
High School
Miami Palmetto
State
FL
Financial & Tax
Annual Tax
$15,281
Parcel Number
3350340100610
Listing & MLS
MLS #
A12055351
Listing Agent
Monika M Tefel
Listing Office
Coldwell Banker Realty
Listing Updated
Aug 14, 2026
Additional Details
Levels
One
Postal Code Plus4
4764
Mls Area Major
2500
Lot Size Area
17,290
Photos Count
28
Property Type Label
Residential
Permit Internet
Yes

Monthly Cost

$8,219/mo

Estimated with 20% down ($250,000), 30-yr fixed at 6.5%

Principal & interest
$6,321
Property taxes
$1,273
Home insurance
$625
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Dr. Henry E. Perrine Academy Of The Arts

High School

Miami Palmetto

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

7920 SW 172nd Terrace, Palmetto Bay, FL 33157

Palmetto Bay, FL 33157

CHARLOTTE ESTATES

4
Beds
3
Baths
2.8K
Sq Ft
Pool2-Car Garage

Listed by

Monika M Tefel

Coldwell Banker Realty

MLS #A12055351. Information deemed reliable but not guaranteed. Listing information last updated Aug 14, 2026.

Estimate Your Payment

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Down Payment20% ($250,000)
Loan Term
Interest Rate6.500%
Est. monthly payment$8,219
Principal & interest
$6,321
Property taxes
$1,273
Home insurance
$625
Loan amount
$1,000,000

Taxes based on the latest county tax bill ($15,281/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.