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About This Home

Rare opportunity in one of Key Biscayne's most sought-after buildings. This corner residence offers sweeping views of Biscayne Bay and the Miami skyline, framed by 3 balconies throughout.The kitchen features top-of-the-line appliances, a center island and a sun-filled breakfast nook — a true chef's dream. Marble flooring flows through the expansive, open living and dining areas, ideal for entertaining, while rich dark wood grounds the bedrooms with warmth.3 full bedrooms, 2 full baths, plus a maid's quarters with full bath. Generous walk-in closets throughout. A private entrance sets the tone the moment you arrive — your own island getaway, move-in ready.

Facts & Features

52 details
Overview
Price / Sq Ft
$1,299
List Price
$3,690,000
Bedrooms
3
Bathrooms
3
Full Baths
3
Total Rooms
1
Living Area
2,840 sq ft
Year Built
1999
Stories
12
Property Type
Residential
Sub-Type
Condominium
Standout Features
55+ CommunityMove-In ReadyNo Fixed BridgesOcean Access
Interior Features
Cooling
Central Air
Heating
Central
Flooring
TileWood
Interior Features
Bedroom Layout - SplitBuilt-in FeaturesCloset CabinetryEntrance FoyerStorageWalk-In Closet(s)
Appliances
DishwasherDisposalDryerMicrowaveOvenRefrigeratorWasher
Exterior & Construction
Exterior Features
Balcony
Construction
Block
View
BaySkyline
Parking & Garage
Garage Spaces
1
Parking Features
AttachedAttached GarageGarageGuestValet
Waterfront & Boating
Waterfront
Yes
Community & HOA
Age Restricted (55+)
Yes
HOA
Yes
HOA Fee
$3,200
HOA Fee Frequency
Monthly
Community Amenities
MaintenancePoolBike StorageCommunity RoomElevator(s)Fitness CenterLobbyManagementTrash Chute
Fee Includes
Pool ServiceCommon AreasElevatorInsuranceInternetMaintenance GroundsPest ControlReserve FundsSecurityTrashWater
Utilities & Green Energy
Electric
Circuit Breakers
Location & Schools
Address
430 Grand Bay Drive 708, Key Biscayne, FL 33149
City
Key Biscayne
County
Miami-Dade
Zip Code
33149
Subdivision
GRAND BAY TOWER CONDO
Elementary School
Key Biscayne K-8
Middle School
Ponce De Leon
High School
Coral Gables
State
FL
Financial & Tax
Annual Tax
$24,825
Parcel Number
2452050600830
Listing & MLS
MLS #
A12057740
Listing Agent
Joan M Mc Caughan
Listing Office
Coldwell Banker Realty
Listing Updated
Jul 22, 2026
Additional Details
Unit Number
708
Postal Code Plus4
1937
Mls Area Major
2420
Photos Count
9
Property Type Label
Residential
Permit Internet
Yes
Is New Listing
Yes

Monthly Cost

$25,772/mo

Estimated with 20% down ($738,000), 30-yr fixed at 6.5%

Principal & interest
$18,659
Property taxes
$2,069
Home insurance
$1,845
HOA
$3,200
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Key Biscayne K-8

Middle / Jr High

Ponce De Leon

High School

Coral Gables

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

430 Grand Bay Drive 708, Key Biscayne, FL 33149

Key Biscayne, FL 33149

GRAND BAY TOWER CONDO

3
Beds
3
Baths
2.8K
Sq Ft
Waterfront1-Car Garage

HOA

$3,200 / Monthly

Listed by

Joan M Mc Caughan

Coldwell Banker Realty

MLS #A12057740. Information deemed reliable but not guaranteed. Listing information last updated Jul 22, 2026.

Estimate Your Payment

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Down Payment20% ($738,000)
Loan Term
Interest Rate6.500%
Est. monthly payment$25,772
Principal & interest
$18,659
Property taxes
$2,069
Home insurance
$1,845
HOA
$3,200
Loan amount
$2,952,000

Taxes based on the latest county tax bill ($24,825/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.