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About This Home

Price Improvement! Best Waterfront Value! Your deep waterfront townhome that feels like a single-family home. Spanning just over 2,800 square feet under air, the layout includes 3 bedrooms plus a loft that could serve as a 4th bedroom, along with 3 full bathrooms and one half-bathroom. A key feature is the spacious primary bedroom located downstairs, complete with an ensuite bathroom. Large 2 car garage, plus 2 additional parking spots in driveway. While flood insurance is not required, this homeowner's low premium flood insurance is transferable! This home is perfect for outdoor and boating enthusiasts, featuring an oversized back deck where you can enjoy grilling, paddleboarding, and kayaking.Additionally, there is an assigned boat slip with a 14,000K boat lift located just steps away from your back sliding glass door. Walk or ride your bike to the beach, Little Jims or the Fort Pierce Inlet State Park!The beautiful Fort Pierce Inlet is only minutes away, offering world-class deep-sea fishing.Harbour Cove offers one of the lowest HOAs on North Hutchinson Island. Roof 2024. AC upstairs 2020, AC downstairs 2025

Facts & Features

55 details
Overview
Price / Sq Ft
$285
List Price
$799,900
Bedrooms
3
Bathrooms
4
Full Baths
3
Half Baths
1
Living Area
2,807 sq ft
Lot Size
2,614 sq ft
Year Built
1994
Stories
2
Property Type
Residential
Sub-Type
Townhouse
Standout Features
Boat DockCity SewerCity WaterGatedNo Fixed BridgesOcean Access
Interior Features
Cooling
Ceiling Fan(s)Central Air
Heating
Central
Flooring
CarpetCeramic Tile
Interior Features
BarHigh CeilingsWalk-In Closet(s)
Appliances
CooktopDishwasherDisposalDryerElectric RangeMicrowaveRefrigeratorWasher
Windows
Plantation Shutters
Exterior & Construction
Exterior Features
Balcony
Patio & Porch
Patio - OpenPatioDeck
Construction
ConcreteFrameStucco
Roof
CompositionShingle
View
Canal
Parking & Garage
Parking Features
AttachedAttached GarageDrivewayGarage
Waterfront & Boating
Waterfront
Yes
Community & HOA
HOA
Yes
HOA Fee
$380
HOA Fee Frequency
Monthly
Community Amenities
PoolBeach AccessBoatingCabanaParkStreet Lights
Fee Includes
Pool ServiceCommon AreasCommon Real Estate TaxReserve Funds
Utilities & Green Energy
Utilities
Cable AvailableElectricity AvailableSewer AvailableWater Available
Water Source
Public
Sewer
Public Sewer
Location & Schools
Address
2550 Harbour Cove Drive, Hutchinson Island, FL 34949
City
Hutchinson Island
County
St. Lucie
Zip Code
34949
Subdivision
Coral Cove Beach Sec 1
Elementary School
Weatherbee
Middle School
Dan Mccarty
High School
Fort Pierce Westwood Academy
State
FL
Financial & Tax
Annual Tax
$6,557
Parcel Number
142570100644701
Listing & MLS
MLS #
M20054836
Listing Agent
Elisabeth Judith Aleks
Listing Office
Real Estate Expo Inc
Listing Updated
Oct 31, 2026
Additional Details
Levels
Multi/Split
Mls Area Major
7020
Lot Size Area
2,417.58
Photos Count
77
Property Type Label
Residential
Permit Internet
Yes

Monthly Cost

$5,371/mo

Estimated with 20% down ($159,980), 30-yr fixed at 6.5%

Principal & interest
$4,045
Property taxes
$546
Home insurance
$400
HOA
$380
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Weatherbee

Middle / Jr High

Dan Mccarty

High School

Fort Pierce Westwood Academy

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

2550 Harbour Cove Drive, Hutchinson Island, FL 34949

Hutchinson Island, FL 34949

Coral Cove Beach Sec 1

3
Beds
4
Baths
2.8K
Sq Ft
Waterfront

HOA

$380 / Monthly

Listed by

Elisabeth Judith Aleks

Real Estate Expo Inc

MLS #M20054836. Information deemed reliable but not guaranteed. Listing information last updated Oct 31, 2026.

Estimate Your Payment

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Down Payment20% ($159,980)
Loan Term
Interest Rate6.500%
Est. monthly payment$5,371
Principal & interest
$4,045
Property taxes
$546
Home insurance
$400
HOA
$380
Loan amount
$639,920

Taxes based on the latest county tax bill ($6,557/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.