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About This Home

AMAZING waterfront opportunity! This beautifully updated 2-story end-unit townhome showcases sweeping Intracoastal views on North Hutchinson Island. Enjoy impact windows throughout and all balconies upgraded with composite decking for long-lasting, low-maintenance living. Featuring 3 bedrooms, 2.5 baths, and a one-car garage, this turnkey home includes a 30' boat sli includes 10K boat lift and offers one of the best southeast water views in the community. Move-in ready and designed for relaxation—enjoy resort-style amenities including a sparkling pool, outdoor BBQ area, and a warm, pet-friendly atmosphere. Minutes To Ft. Pierce Inlet. Make Harbour Cove your own South Florida waterfront retreat!

Facts & Features

63 details
Overview
Price / Sq Ft
$365
List Price
$650,000
Bedrooms
3
Bathrooms
3
Full Baths
2
Half Baths
1
Total Rooms
7
Living Area
1,780 sq ft
Lot Size
1,307 sq ft
Year Built
1990
Stories
2
Property Type
Residential
Sub-Type
Townhouse
Standout Features
Boat DockCity SewerCity WaterGatedHurricane ProtectionImpact WindowsMove-In ReadyTurnkey Furnished
Interior Features
Cooling
Ceiling Fan(s)Central AirElectric
Heating
CentralElectric
Flooring
Carpet
Interior Features
Bedroom Layout - SplitBuilt-in FeaturesRoman TubWalk-In Closet(s)
Appliances
Electric Water HeaterDishwasherDryerElectric RangeMicrowaveRefrigeratorWasherWater Heater
Laundry
Inside
Windows
BlindsSliding
Exterior & Construction
Direction Faces
Northeast
Zoning
HutchI
Exterior Features
BalconyCustom LightingOutdoor Shower
Patio & Porch
PatioDeck
Construction
CBS
Roof
CompositionShingle
View
IntracoastalWater
Parking & Garage
Garage Spaces
1
Parking Features
Attached GarageGarageGarage Door Opener
Waterfront & Boating
Waterfront
Yes
Community & HOA
HOA
Yes
HOA Fee
$380
HOA Fee Frequency
Monthly
Community Amenities
PoolBoatingCabanaPark
Fee Includes
Recreation FacilityCommon Areas
Utilities & Green Energy
Utilities
Sewer AvailableWater Available
Water Source
Public
Sewer
Public Sewer
Electric
Three Phase
Location & Schools
Address
2486 Harbour Cove Drive, Hutchinson Island, FL 34949
City
Hutchinson Island
County
St. Lucie
Zip Code
34949
Subdivision
Harbour Cove
Elementary School
Weatherbee
Middle School
Dan Mccarty
High School
Fort Pierce Westwood Academy
State
FL
Financial & Tax
Annual Tax
$11,209
Parcel Number
142570100642709
Listing & MLS
MLS #
R11143216
Listing Agent
Kathy L Gagnon
Listing Office
Real Estate Expo Inc
Listing Updated
Aug 14, 2026
Additional Details
Levels
Multi/Split
Directions
US1 North, Right onto North Causeway Bridge Proceed onto Shorewinds Dr. East, Over Little Jim's Bridge, Harbour Cove is on Left.
Mls Area Major
7020
Stories
2
Lot Size Area
1,196
Photos Count
31
Property Type Label
Residential
Permit Internet
Yes

Monthly Cost

$4,926/mo

Estimated with 20% down ($130,000), 30-yr fixed at 6.5%

Principal & interest
$3,287
Property taxes
$934
Home insurance
$325
HOA
$380
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Weatherbee

Middle / Jr High

Dan Mccarty

High School

Fort Pierce Westwood Academy

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

2486 Harbour Cove Drive, Hutchinson Island, FL 34949

Hutchinson Island, FL 34949

Harbour Cove

3
Beds
3
Baths
1.8K
Sq Ft
Waterfront1-Car Garage

HOA

$380 / Monthly

Listed by

Kathy L Gagnon

Real Estate Expo Inc

MLS #R11143216. Information deemed reliable but not guaranteed. Listing information last updated Aug 14, 2026.

Estimate Your Payment

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Down Payment20% ($130,000)
Loan Term
Interest Rate6.500%
Est. monthly payment$4,926
Principal & interest
$3,287
Property taxes
$934
Home insurance
$325
HOA
$380
Loan amount
$520,000

Taxes based on the latest county tax bill ($11,209/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.