About This Home
Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque
Facts & Features
65 detailsOverview
- Price / Sq Ft
- $382
- List Price
- $998,777
- Bedrooms
- 4
- Bathrooms
- 4
- Full Baths
- 3
- Half Baths
- 1
- Total Rooms
- 10
- Living Area
- 2,613 sq ft
- Lot Size
- 20,473 sq ft
- Year Built
- 1981
- Stories
- 1
- Property Type
- Residential
- Sub-Type
- Single Family Residence
- Standout Features
- City WaterCul-de-SacMetal RoofNo Fixed BridgesNo HOAOcean AccessSepticWell Water
Interior Features
- Fireplace
- Yes
- Cooling
- Central AirElectric
- Heating
- CentralElectric
- Flooring
- Ceramic Tile
- Interior Features
- Bedroom Layout - SplitBuilt-in FeaturesCabana BathCathedral Ceiling(s)Closet CabinetryEntrance FoyerHigh CeilingsKitchen IslandPantryStorageVaulted Ceiling(s)Walk-In Closet(s)
- Appliances
- DishwasherDisposalElectric RangeIce MakerMicrowaveRefrigerator
- Laundry
- InsideLaundry ClosetWasher Hookup
- Fireplace Features
- Decorative
Exterior & Construction
- Pool
- Yes
- Direction Faces
- Southwest
- Zoning
- Res SF
- Exterior Features
- Pool Bathroom
- Patio & Porch
- Porch - ScreenedPatio - ScreenedPatio - CoveredPorchPatioDeck
- Architectural Style
- Key West
- Construction
- FrameStone VeneerWood Siding
- Roof
- Metal
- Lot Features
- Cul-De-SacIrregular Lot
- View
- RiverPoolWater
- Pool Features
- In Ground
Parking & Garage
- Garage Spaces
- 2.5
- Parking Features
- ConcreteDetached GarageDrivewayGarageGarage Door Opener
Waterfront & Boating
- Waterfront
- Yes
Utilities & Green Energy
- Utilities
- Cable AvailableWater Available
- Water Source
- PublicWell
- Sewer
- Septic Tank
- Electric
- Three Phase
Location & Schools
- Address
- 220 SW WILLOW LAKE Trail, Stuart, FL 34997
- City
- Stuart
- County
- Martin
- Zip Code
- 34997
- Subdivision
- CAPE LIVE OAK
- Elementary School
- Crystal Lake (Martin)
- Middle School
- Dr. David L. Anderson
- High School
- Martin County
- State
- FL
Financial & Tax
- Special Conditions
- Standard
- Annual Tax
- $13,556
- Parcel Number
- 553841421000000401
Listing & MLS
- MLS #
- B26055689
- Listing Agent
- Jason M. Flannery
- Listing Office
- Illustrated Properties LLC
- Listing Updated
- Jul 24, 2026
Additional Details
- Directions
- I-95 to Kanner Hwy, east, left on Gaines, left on Willow Lake Trail all the way toward end. Howes will be on the left.
- Postal Code Plus4
- 7425
- Mls Area Major
- 6070 - Stuart - South of Indian St
- Stories
- 1
- Lot Size Area
- 20,553
- Photos Count
- 41
- Property Type Label
- Residential
- Permit Internet
- Yes
- Is New Listing
- Yes
Monthly Cost
Estimated with 20% down ($199,755), 30-yr fixed at 6.5%
- Principal & interest
- $5,050
- Property taxes
- $1,130
- Home insurance
- $499
Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.
Price & Status History
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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.
Schools
Elementary
Crystal Lake (Martin)
Middle / Jr High
Dr. David L. Anderson
High School
Martin County
School assignments can change — verify enrollment eligibility directly with the school district.
Location & Flood Zones
220 SW WILLOW LAKE Trail, Stuart, FL 34997
Stuart, FL 34997
CAPE LIVE OAK
Listed by
Jason M. Flannery
Illustrated Properties LLC
MLS #B26055689. Information deemed reliable but not guaranteed. Listing information last updated Jul 24, 2026.
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- Principal & interest
- $5,050
- Property taxes
- $1,130
- Home insurance
- $499
- Loan amount
- $799,022
Taxes based on the latest county tax bill ($13,556/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.
