About This Home
Welcome home to this beautiful two-story single-family residence situated in the sought-after, family-friendly community of Lakes By the Bay in Cutler Bay! Featuring 4 spacious bedrooms, 2.5 bathrooms, and a 2-car garage, this layout is designed for comfortable living and entertaining. Residents enjoy access to community amenities including a swimming pool and playground. Conveniently located near top-rated schools, local parks, shopping, dining, and easy access to the Florida Turnpike. Don’t miss this fabulous opportunity!
Facts & Features
55 detailsOverview
- Price / Sq Ft
- $348
- List Price
- $655,000
- Bedrooms
- 4
- Bathrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Living Area
- 1,880 sq ft
- Lot Size
- 3,485 sq ft
- Year Built
- 1997
- Stories
- 2
- Property Type
- Residential
- Sub-Type
- Single Family Residence
- Standout Features
- City SewerCity WaterTile Roof
Interior Features
- Cooling
- Ceiling Fan(s)Central Air
- Heating
- CentralElectric
- Flooring
- Tile
- Interior Features
- High CeilingsPantryOther
- Appliances
- DishwasherDisposalDryerRefrigerator
Exterior & Construction
- Direction Faces
- North
- Zoning
- 0102
- Exterior Features
- None
- Patio & Porch
- Porch - OpenPorch
- Construction
- CBS
- Roof
- Barrel
- View
- Garden
Parking & Garage
- Garage Spaces
- 2
- Parking Features
- Driveway
Community & HOA
- HOA
- Yes
- HOA Fee
- $133
- HOA Fee Frequency
- Monthly
- Community Amenities
- PoolFitness CenterMaintained CommunityTennis Court(s)Other
Utilities & Green Energy
- Water Source
- Public
- Sewer
- Public Sewer
Location & Schools
- Address
- 21514 SW 90th Avenue, Cutler Bay, FL 33189
- City
- Cutler Bay
- County
- Miami-Dade
- Zip Code
- 33189
- Subdivision
- LAKES BY THE BAY SEC 8
- Elementary School
- Dr. Edward L. Whigham
- Middle School
- Cutler Bay Middle
- High School
- Miami Southridge
- State
- FL
Financial & Tax
- Annual Tax
- $4,831
- Parcel Number
- 3660160021450
Listing & MLS
- MLS #
- A12111567
- Listing Agent
- Jeffrey E Margolis
- Listing Office
- Coldwell Banker Realty
- Listing Updated
- Nov 1, 2026
Additional Details
- Levels
- Two
- Postal Code Plus4
- 3855
- Mls Area Major
- 2600
- Lot Size Area
- 3,383
- Photos Count
- 23
- Property Type Label
- Residential
- Permit Internet
- Yes
Monthly Cost
Estimated with 20% down ($131,000), 30-yr fixed at 6.5%
- Principal & interest
- $3,312
- Property taxes
- $403
- Home insurance
- $328
- HOA
- $133
Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.
Price & Status History
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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.
Schools
Elementary
Dr. Edward L. Whigham
Middle / Jr High
Cutler Bay Middle
High School
Miami Southridge
School assignments can change — verify enrollment eligibility directly with the school district.
Location & Flood Zones
21514 SW 90th Avenue, Cutler Bay, FL 33189
Cutler Bay, FL 33189
LAKES BY THE BAY SEC 8
HOA
$133 / Monthly
Listed by
Jeffrey E Margolis
Coldwell Banker Realty
MLS #A12111567. Information deemed reliable but not guaranteed. Listing information last updated Nov 1, 2026.
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- Principal & interest
- $3,312
- Property taxes
- $403
- Home insurance
- $328
- HOA
- $133
- Loan amount
- $524,000
Taxes based on the latest county tax bill ($4,831/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.