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About This Home

Build your custom home on this lakefront lot in desirable Cutler Bay. Sale comes with architectural plans for aproposed 4-bed, 4-bath single-family home with a 2-car garage, or buyer may choose to design and/or buildtheir own custom home, subject to zoning and permitting. Close to dining, parks & marina. Buyer to verify zoning /building requirements. Sale includes land & plans only.

Facts & Features

38 details
Overview
List Price
$299,999
Lot Size
6,970 sq ft
Property Type
Land & Docks
Sub-Type
Unimproved Land
Standout Features
City SewerCity WaterNo HOA
Exterior & Construction
Direction Faces
West
Zoning
0100
Lot Features
ClearedBuild to Suit
View
LakeWater
Waterfront & Boating
Waterfront
Yes
Utilities & Green Energy
Utilities
Electricity AvailableUnderground Utilities
Water Source
Public
Sewer
Public Sewer
Location & Schools
Address
20826 SW 85th Place, Cutler Bay, FL 33189
City
Cutler Bay
County
Miami-Dade
Zip Code
33189
Subdivision
Centennial Sec 02
Elementary School
Dr. Edward L. Whigham
Middle School
Cutler Bay Middle
High School
Miami Southridge
State
FL
Financial & Tax
Special Conditions
Standard
Annual Tax
$4,378
Parcel Number
3660100210800
Listing & MLS
MLS #
B26055909
Listing Agent
Jorge A Zea
Listing Office
Blue Lighthouse Realty, INC
Listing Updated
Jul 23, 2026
Additional Details
Lot Size Square Feet
7,013
Lot Size Dimensions
7013
Current Use
ResidentialSingle FamilyVacant
Possible Use
Single Family
Mls Area Major
2600
Photos Count
6
Property Type Label
Land & Docks
Permit Internet
Yes
Is New Listing
Yes

Monthly Cost

$2,032/mo

Estimated with 20% down ($60,000), 30-yr fixed at 6.5%

Principal & interest
$1,517
Property taxes
$365
Home insurance
$150
Customize this payment

Estimate only — not a loan offer or pre-approval. Taxes from the latest county tax bill; insurance estimated at 0.6% of price per year.

Price & Status History

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History shown as reported by BeachesMLS. Information deemed reliable but not guaranteed.

Schools

Elementary

Dr. Edward L. Whigham

Middle / Jr High

Cutler Bay Middle

High School

Miami Southridge

School assignments can change — verify enrollment eligibility directly with the school district.

Location & Flood Zones

20826 SW 85th Place, Cutler Bay, FL 33189

Cutler Bay, FL 33189

Centennial Sec 02

Beds
Baths
Waterfront

Listed by

Jorge A Zea

Blue Lighthouse Realty, INC

MLS #B26055909. Information deemed reliable but not guaranteed. Listing information last updated Jul 23, 2026.

Estimate Your Payment

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Down Payment20% ($60,000)
Loan Term
Interest Rate6.500%
Est. monthly payment$2,032
Principal & interest
$1,517
Property taxes
$365
Home insurance
$150
Loan amount
$239,999

Taxes based on the latest county tax bill ($4,378/yr). Insurance estimated at 0.6% of price per year. Estimate only — not a loan offer or pre-approval.